Fix and flip, rental properties and ground-up construction. These loans can move fast enough to compete with cash buyers, with approvals possible in as little as 24 to 48 hours. We help investors explore the paths that fit the deal. No hard credit pull to start.
What this means: Investment property loans for fix and flip, rentals and ground-up construction.
New to these words? See the glossary. Every decision and every term comes from the lender.
Real estate investment loans can help you buy and renovate a fix and flip, purchase or refinance a rental property, or fund ground-up construction. Each deal type comes with its own set of lender expectations and documents.
These are business-purpose loans for investment properties, not personal home mortgages. If your business plans to buy the building it runs from, that is a different path, and we can help you explore it too.
Depending on your goals and profile, options can include fix and flip loans, DSCR loans for rentals, ground-up construction loans and bridge financing. Many are built for speed. If your business will occupy the building, SBA 504 and 7(a) loans may also fit.
If you own a home and are thinking of using its equity for business purposes, see our business-use HELOC page to understand the tradeoffs.
Investment property lenders usually look at the deal itself, including the purchase price, rehab or build budget and after-repair value, along with your experience, financials, time in business, credit profile and the amount you plan to put down. For rentals, rent rolls and leases matter.
Preparation goes a long way. A clear description of the property, a purchase contract or current mortgage statement, and two to three years of financials will make the first conversation more productive. Our A to Z Funding Prep Checklist helps you gather the basics.
Investment property loans are built to move fast. With a clean deal, approvals are possible in as little as 24 to 48 hours, and closings can be quick enough to compete with cash buyers. Appraisals and title work still take some time. We will give you honest expectations based on your situation, and if you need capital sooner for a related need, working capital or a line of credit may help bridge the gap.
We help you understand the paths that may fit, prepare the right documents and compare options from our lending partners. Every decision is made by the lender, and you are never obligated to move forward. When it feels right, start your path or call us to talk it through.
Get the trucks, ovens, units or machines you need. The equipment usually backs the financing.
Longer terms for bigger plans like expansion or buying a location. More paperwork, more patience.
Using home equity for business needs. A big decision, so we talk through the tradeoffs first.
Credit shapes the options open to you. See how lenders look at it, check where you stand and find help if you need it.
No. These are business-purpose loans for investment properties like fix and flip, rentals and ground-up construction.
It depends on the property, program and lender. We help you understand typical expectations for your case.
Refinancing is a common request. Lenders review the property and your current financials.
It depends on the deal and the lender. For investment properties, approvals are possible in as little as 24 to 48 hours.
Applying is free and takes a few minutes. Here is what to expect, step by step.
A short online application, or a call with our team. About the business, what the money is for and how much you have in mind.
My team and I review what you shared and call or text you, usually to ask a few questions and explain what we see.
Usually recent bank statements and your own credit report through our IdentityIQ link. No hard credit pull to start.
We shop your file with lending partners and walk you through any offers, including the total payback.
Take an offer or don't. There is never pressure, and you can stop at any point.
Timing depends on the option and the lender. We'll give you honest expectations once we know your situation. Rather talk first? Book a free 20-minute call.
A short, free application. No hard credit pull to start.
No pressure and no hard credit pulls to start. Tell us where your business stands, and we'll walk the options together.
