Natural Lending Co helps business owners explore working capital, lines of credit, equipment financing and more through our network of lending partners. One person in your corner, start to finish.
Start by knowing what the money is for, how much you need and how your business looks on paper: time in business, monthly revenue and credit. Then compare options that fit, such as working capital, a business line of credit, equipment financing or SBA loans. Natural Lending Co, a nationwide business funding broker based in Las Vegas, helps owners compare options from a network of lending partners. No hard credit pull to start.
By Robbie Garvey, Founder · Last updated
Pick the one that sounds most like you. We'll take it from there.
An idea, a new LLC or no sales yet. See the paths built for newer businesses.
Explore startup funding →Payroll, inventory, a slow season or a big order. Compare working capital and lines of credit.
See cash flow options →Trucks, tools, a location or an investment property. See what lenders look at.
See equipment and property options →Not funding ready yet? Check where you stand and find help building or repairing credit.
Explore credit →Start with our free checklist, or compare every option side by side.
Get the free checklist →Also see: lines of credit · real estate financing · all funding options
No jargon needed. Read a two-minute guide, look up any word, or book a free 20-minute call with Robbie and ask anything.
Have an idea? Start here · Glossary · What happens after I apply?
See every option side by side, then start your path in a few minutes. No hard credit pull to start.
Applying is free and takes a few minutes. Here is what to expect, step by step.
A short online application, or a call with our team. About the business, what the money is for and how much you have in mind.
My team and I review what you shared and call or text you, usually to ask a few questions and explain what we see.
Usually recent bank statements and your own credit report through our IdentityIQ link. No hard credit pull to start.
We shop your file with lending partners and walk you through any offers, including the total payback.
Take an offer or don't. There is never pressure, and you can stop at any point.
Timing depends on the option and the lender. We'll give you honest expectations once we know your situation. Rather talk first? Book a free 20-minute call.
Short-term funds for payroll, inventory, marketing or a slow season. Often repaid from future sales.
Credit lines arranged across lenders, built around a strong personal credit profile.
Reusable credit sized around your business deposits and revenue.
Get the trucks, ovens, units or machines you need. The equipment usually backs the financing.
Turn unpaid invoices into cash now, so slow-paying customers don't slow you down.
Investment property loans for flips, rentals and ground-up builds.
Startups and established companies. Local shops and multi-location brands. Most industries, anywhere in the U.S.
"Business owners don't need another pitch. They need options that fit how they actually run."
Robbie Garvey founded Natural Lending Co to give owners plain answers, honest expectations and one person in their corner.
About RobbieEvery business grows from good roots. Know an owner who could use a hand? Our Friends & Family program says thank you with a share of our commission on every funded introduction: 20% to start, growing to 25% and then 30% as your grove grows.
Learn about The GroveRead our guides and answers to common questions, then reach out when it feels right.
Visit LearnStart with what the money is for and how much you need. Without sales history, lenders usually look at the owner's personal credit, the plan and any equipment or collateral. Paths to explore include owner-based credit lines, equipment financing and SBA microloans. Our startup funding page walks through each one.
Yes, many owners use options beyond the bank, such as business lines of credit, working capital, equipment financing and invoice factoring, offered by alternative lenders. Each works differently, so compare offers by total payback. See funding paths beyond the bank.
It depends on the option and the lender. Working capital and real estate investment loans can move fast, with investment property approvals possible in as little as 24 to 48 hours. SBA loans usually take longer. We'll give you honest expectations once we know your situation.
There is no hard credit pull to start. You pull your own credit report and share it.
My team and I review what you shared and reach out, you share a few documents, and we shop your file with lending partners and walk you through any offers. You decide whether to move forward.
A short, free application. No hard credit pull to start.
No pressure and no hard credit pulls to start. Tell us where your business stands, and we'll walk the options together.
